---
Alias: []
Tag: [AtomicNote, #Confidence/🌿Budding]
Type: Notes
Anki: Yes
---
# Strategic Finance Ratios
Useful YouTube video:<iframe src="https://www.youtube.com/embed/WJsSgT_on6s" class="resize-vertical"></iframe>
## Finance Ratios
### Gross Profit Margin #Admin/flashcard
$Revenue-COGFS = X$
$\frac{X} {Revenue} = gross\,margin$
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### Net profit margin/ Return on Sales (ROS) #Admin/flashcard
$\frac{Net\,income} {Revenue} = Net\,Profit\,Margin$
$ Revenue - COGS - other\,costs = Y$
$\frac{Y} {Revenue} = net\,profit\,margin/ ROS$
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- Net income = income after paying for everything else
- Some people prefer EBIT (earnings before interest and tax). Depends on role of tax in your strategy assessment
### Return on Assets (ROA) #Admin/flashcard
$\frac{Net\,income} {Assets} = ROA$
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- Remember: Net income = income after paying for everything else
- Look at balance sheet
### Return on Equity #Admin/flashcard
$\frac{Net\,income} {Equity} = ROE$
- Equity = Money invested in assets/ business, minus debt or liabilities you have to pay.
- Note ROE is not return to shareholders
- Not the market cap
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### Return on Invested Capital (ROIC) #Admin/flashcard
$\frac{Net\,income - dividend} {Equity + \,'interest\,bearing\,debt'} = ROIC$
- Measures capital invested in the business
- Only bother with dividends if you pay them!
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## Liquidity Ratios
### Current Ratio #Admin/flashcard
$\frac{current\,assets} {current\,liabilities} = Current\,Ratio$
- Over 1 = considered solvent
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### Quick ratio #Admin/flashcard
$\frac{current\,assets - inventory} {current\,liabilities} = Quick\,Ratio$
- This is a useful ratio as assets might not be worth as much as on balance sheet- what if cannot be sold at book value?
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## Activity Ratios
### Inventory Turnover #Admin/flashcard
> COGS / inventory
$\frac{Cost\,of\,Goods\,for\,Sale} {inventory} = Inventory Turnover$
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## Days Sales Outstanding #Admin/flashcard
$\frac{accounts\,receivable} {(revenues/365)} = Days\,sales\, outstanding$
- Used to calculate how long to collect payment
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## Leverage ratios
### Debt to Equity
> total liabilities/ equity
### Times Interest Earned
> EBIT/ Interest Expense
- EBIT can be "operating income"
- Whether or not business can cover interest expense
## Shareholder Ratios
### Total Shareholder Returns
> (Stock Price (t+1) - Stock price (t) + sum of annual dividends per share) / Stock price (t)
Stock price t = stock price at beginning of last year
Stock price t+1 = current stock price
### Price to Earnings Ratio
> Maket price per share/ earning per share
- About optimism on stock market. If too high then stock could be overpriced.