About equalisation of pension age. 62 pension age equalised. - insured as well as deferred pensioners - 10 people involved - A viva annuitants- do we have detail? Need David Griffiths to provide option - Extend barber window for adjustment. - Want to do lump sum payment rather than contact insurers. "Relevant accretions payment." - If nowhere to pay (ie all deceased) then no need to make a payment. - Ruth to ask David for an opinion. - Timeframes about the same time.